Dean T. Carson II, C.P.A. |
Full Range CPA & Consulting Services in NY, CT, MA & TX, Select Services in other States by Inquiry / Fluent in Spanish
ph: 917-300-5190
alt: 917-231-7855
dean
WIP Note: We are currently building out this page to demonstrate where we map in on Applied Services and Research in the Banking and Credit Union Sector so please pardon our appearance as this page is evolving now:
Preface: the below is a general overview to many points where we can help Banks and Credit Unions on applied services that map to the many points of needs through Financials, Research and knowledge support to Entities. We are open to Financials, Compliance, Research, Project Management and Business Analysis lines in Sector and flow with hands on skills and applied research that optimizes the return value we bring to projects with knowledge.
We work with strong skills to help on the various lines of needs in Banks and Credit Unions where the Applied skills on Financials, Finance, Accounting, Taxes, Compliance, Project Management and Business Analysis connect with substantial lines of cross sector Banking and Credit Union research through a framework of Global Financial Decision Making Research.
Our lines on Financial Decision Making Research are pathway to work with the comprehensive lines of knowledge on Financials at work in the Economy and the applied lines where your financials and complaince connect you to the lines of the Macro Economy. The knowledge of the Macro Economy that in turn provides strong perspective to the lines of Industry, Non Profits, NGOs, Government and the Individual / Family lines of intersection with Banking and Credit Unions in the Economy at work.
For every line of Decision Making in Banking or Credit Unions there is a corresponding point where the Macro and Micro Financials and the ever present framework of laws, rules and govarnance work together through Technology to meet the various needs of Clients, Entities and Governance in the Sector and in broader connection to the Economy at work. We work in cross functional ways that can work to the specification of the exact needs on Accounting, Financials, Taxes, Regulatory (Call Reporting), Finance and Financial Analysis including Asset Liability Management and other support needs or to open up the skills to the broader connection of Project Management and Business Analysis where technology provides support to Entity Decision Making through Financials and related lines. In addition to these skills where Financials and Technology connect map in a next leve layer where on path training and advanced drive on quantiative and qualitative r research in turn allow us to work with the advanced lines of Economic, Statistical, Econometric and Legal Research for a cross functional approach to needs across Entities in the Banking and Credit Union sector of Financials.
Our skills for Banks and Credit Union Services include experience with major banks, Board Consulting for Director of the $1.6 Billion Assets MCU NY Credit Union and various related lines of substantial Economic, Statistcial, Financial, Legal, Compliance, Government, Policy, NGO, Non Profit, Industry and Technology research centered to the Global Financial Services Industry and the specific lines of Banks and Credit Unions as destinct underlying Entities. We follow the lones of Banks and Credit Union across the lines of International, Federal, Multi-State, State and Local Governance and oversight.
Please read on below for many related points to the lines of Banks and Credit Union in the Financial Sector and the Economy at large all for the key points where we can map in and help on the various needs on Applied Services and Research and you are welcome to connect with us on services.
Contact Us or e-mail at info@dcarsoncpa.com
We work with substantial lines of Global Economics, Finance and Trade Research for the specific purpose of supporting the needs in the Financial Sector for Banks and other related Entities. We have established significant lines of Global Economic, Statistical, Econometric, Financial, Regulatory, Government, NGO, Non Profit and Industry Research on Globsl Banking, Central Banking, the Financial Sector and more. We work with knowledge maps for your area needs on Financials. Compliance, Analysis and Strategy in a manner to be prepared for ALL needs from the Baord Room to the Staff Room and to the lines of the Economy, the Markets and Exhnages. If we do no't know it we can find it through Financial. Economic, Statistical and Legal Research skills. Our skills with comparative Government Resesrch through International Trade adds strength to the needs o Projects and other roles,
Learn more at DCarsonCPA Global for some of the Global Lines on knowledge and see DCarsonCPA on Trade for Global Trade lines knowledge - we have knowledge on both the good and services in trade, customs, tariffs, taxation, financials and more where needed on services.
The evidence of Economic, Trade, Finanicial, Compliance and Finance skills should be fairly appatent here from our web and from 20+ years working with financials and 5 years of advanced research into the Local, Multi-State, National and Flobal Lines in the Economy for growth.
Please read on below on various related points including the related lines of National, State and Local Credit Unions which have a degree of similarity to banking with ALM and Customer Deposits and Loans and more to consider.
To fast track Contact Us or e-mail info@dcarsoncpa.com
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DCarsonCPA on Global Capital Markets
Our Awareness of Risk includes Market Risk, Event Risk, Climate Risk, Rate Risk, Currency Risk, Prepayment Risk, Default Risk and the list goes on and includes Derivatives and Hedging as a Risk Management Strategy. For more on Risk see Risk Management below.
Some relevant Links: GARP, PRMIA and more to follow.
To fast track Contact Us or e-mail info@dcarsoncpa.com
Following the lines of Risk across sectors in Financials. Mapped to the key lines from GARP and Premia along with Treasury, CFA Analyst, AICPA and other lines on Bank and Credit Union risks for mapped in knowledge as needed.
Our Awareness of Risk includes Market Risk, Event Risk, Country Risk, Climate Risk, Rate Risk, Currency Risk, Prepayment Risk, Liquidity Risk, Default Risk and the list goes on and includes Derivatives and Hedging as a Risk Management Strategy.
Following US Treasury, OCC, FFEIC, FDIC, BIS and the FED on Stress Testing, Regulatory Risk Management and more. For the International lines on Risk we follow BIS, the EU, UK, Australia, Canada, LATAM, Brazil and Portugal, India, and other relevant lines as needed for Risk insight. Additionally the Global Economics lines are full of knowledge on Risk Management for Research and Applied services needs across sectors including Banking.
What we share is but a sample of what we know and we have 5 years of cross functional research in compliment to 20 years of applied services in the Financial Sector. The net result is an quantiative and qualitative boost to needs with mapped in value added research. When you speak with us on project needs we will explain how with Economic, Legal, Financial and Technology skills we can add something of great strength to applied needs on services with a fast speed of uptake, ramp up and delivery including mapping in teams to the right points and training up staff if relevant.
These are some but not all of the lines on risk. Again to reiterate that we connect with Applied skills on Financials, Economic, Statistical, Financial, Regulatory, Government, Policy, NGO, Non Profit, Industry Lines and Individual Lines (trends in new public concerns and potential regs to follow). Our research lines serve as a Map for our needs on applied services that can be focused to Banks and Credit Unions as subsets of the overall Financial Sector as needed to map to exact support needs where you are on Financials. Financial Modeling, Research and Compliance.
We work with Analyst, Financial, Legal and Economic Research skills with sharp awareness to the leadership lines of Industry, Sector Groups, Government and the Public Interest in supporting needs in Banking which makes mapping to needs easy enough to so., We connect those skills with Project Management and Business Analysis skills and seek to make the most of technology to optimize our support to needs.
Risk also pertains to coverage on Insrance and Industry Sector Lines including Financial Instititions. Energy, Agriculture and more and we work to map in with a comprehensive cross economy look to risk for best practices lines to help on needs for financials and leadrship in compliance and mitigation of risk factors through active risk management support and awareness.
We are following the lines in Title 12 Banks and Banking for Rule YY enhanced prudential standards regulations, Capital Adequacy Standards, Financial Management, Books and Records and many more points where Economics Statistics, Financials, Laws, Rules, Standards, Governance and the value of Industry of RisK Management knowledge in the Financial, Non Profit and Industry lines compliment the Government Lines of Awarenss to Risk Management. Also noting that an International Bank may have Global, National, Mutli-State and Local Lines of Risk Management through Laws, Rules, Governance and Financials to attend to. We get it and we are on it for the project needs as we map in to your needs with knowledge, experience, teawork and research.
As an aside note CAR and Call Reports (discussed under call reports below) are a measure of managed capital reserves to facilitate repayments on deposits and Reserve Reporting is a common line to Banks, Broker-Dealers, Insurance and other lines as well. Credit Unions also have Risk Management Lines.
Investopedia on Risk
Some relevant Links: GARP, PRMIA and more to follow.
To fast track Contact Us or e-mail info@dcarsoncpa.com
To match the timing of Deposits and Loans on Finance and to establish balances available for Investment Cycles in Bank and to make sure that the cost of funds and loans are adequately matched Asset Liability is that middle piece of Management Accounting and Finance to balance the needs. We are cued into the needs on ALM and can help on support lines on needs.
To fast track Contact Us or e-mail info@dcarsoncpa.com
We map into your Call Reporting needs with advanced skills on Economic, Legal and Financial Research and years of Financial Sector skills in lean management consulting and in the CFO / Controlling lines wth responsibility for GAAP, Tax , Regulatory and management lines on Financials.
Currently evolving on the Economist and Analyst pathways and simultaneously working with Financial Research and Technology we can help on the various needs on Call Reporting including benchmarking to peers for competitive analysis beyond the tier 1 line of the intended purpose of primary capital compliance.
Call us on your specific report lines and we will explain how we map in with knwoledge, experience, teamwork and research.
To fast track Contact Us or e-mail info@dcarsoncpa.com
We connect on AML with full Legal Research skills to Map to the source of AML in US Laws and Rules and at the various governance points in Treasury where invariably the pathway to AML is Laws, Rules, Manuals and Forms that correspond to the Patriot Act as an update to the BSA laws and Rules at Treasury under Title 12.
For every variation of a Bank and operating line there are rules which we map exactly to and the lines of Industry, Non Profit and Government best practices in support of AML. So we are aligned to the needs in BSA / AML with clear pathway to use Compliance Skills, Financial Skills, Reesearch skills and Business Analysis skills to cover needs working with FINCEN, OFAC, AML, FFIs / FATCA, KYC and the various related lines of support forms and filings.
Because we work in a cross functional approach we can add value in the ways of looking to ALL lines on related needs and puling in the best lines to meet you specific compliant needs on AML reporting. The lines include awareness on Sanctions, Suspicious Activities Reports (SARs) and much more as needed on project services. AML is a critical function of both compliance AND Risk Management in the Aggregate.
The AML Lines are Global in perspective and connect with the OECD on AML, the UN, the G8, FATF and more. For the broad lines on teamwork dedicated to prevent. We connect with Domestic and Global lines on AML for project needs where we meet for Banking and other Fin Sector needs. For the UK Lines awareness starts with few links the JMSLG and some lines from the UK GOV on AML and Taxes generally speaking all countries have lines on needs with AML and while the domestic responsibilites correspond to US Laws and Rules, Most Financial Entities have Global Lines IRS has a link here with Global Lines on AML.
My key point and perspective is that the Global needs add perspective to Global Best Practices on AML so while the needs at home are the needs that measure in first priority, the Study of Global AML is helpful for overall best awareness because inevitably we all have some value of knowledge to help on AML and the best view to meet Global challenges logically work with Global Awareness for best perspective and International teamwork on AML for project needs.
In the days to follow we may build a topic point to connect on in the mean time map to us for your project needs and we will explain how we can assist.
To fast track Contact Us or e-mail info@dcarsoncpa.com
We have included links to the right that help you to connect to more on our skills on these lines. With the understanding that those lines may or may not be more generic in approach. We connect to Banks and Credit Unions with Clarity on the International, National, Multi-State and Local lines where the decision making connects to Financials (Macro and Micro), Laws, Rules, Governance, Industry, Non Profits / NGOs and Technology.
Where we are growing on the path with Economic and Legal Research on top of a firm base of many years of Applied Financial Sector workflows that include Banks and Credit Unions and are supplemented by evolvng skills leading eventually to the Economist path.
To fast track Contact Us or e-mail info@dcarsoncpa.com
My role on Direct Services, Sourcing, Teamwork and Team Leadership:
I am a CFO / Controller and highly skilled lean management consultant with years of Senior Management, Team Support and Relationship Management skills for Financials, Compliance, Business Analysis,Project Management and more in the Financial and Related Sectors. I have many ways to map in myself or to help find suitable talent and manage supporting teams for your needs. In every event it is the pathway of knowledge, experience, teamwork and research as an optimized pathway to allow me to bring my best results for Client needs.
Focusing in on the Bank and Credit Union needs:
Working with GAAP, Tax, Regulatory (Call Reporting or related similar capital adequacy and risk weighted analysis lines on Financials), Management Financials, Accounting and Financial Systems and Analysus. At the current state of my career 2.0 this is about years of Financial skills and a driving path of research working with Analyst Path (CFA learning) and a driving path of Economic and Legal interest to grow as an Economist with Legal Skills.
On this pathway it's about mapping Micro Financials to Macro Financials and back for return value in in support clients needs. Directly on services and in rapid deployment of advanced knowledge to support team perfromance under my direction.
Working with advanced skills developed from many years of hands on skills on financials and related learning. I work with the essence of experience and research working with a problem solving template. We use a Template of Financial Decision Making Research with broad application for the leadership lines of Entities from the Board Room to the Staff room and then out to the Economy where Entities connect with the Societal Framework of Laws, Rules, Governance and core duties in connection to Financial, Tax and regulatory reporting.
Our values correspond to supporting and delivering on your needs on Financials with compliance. To this end we work on a pathway to build strong partnerships with stakeholders including Internal and External Business Partners includiong Regulators to meet the various needs Financials, Taxes, Management Reporting, Business Analysis, Project Management and more.
Our core vales on Entity Financials correspond to Transparency, Strong Controls Ethics and Integrity through the lines of Financials and Reporting which correspond to the needs in the Banking Sector.
DCarsonCPA is our line of cross sector research where the Financials, Accounting, Reporting. Analysis and Compliance connect to the various needs across the Economy. While there are many diverse elements of our research one of the key points is that this core line of daily Economic Research is a clear site line to the newest needs, ideas and methods to improve on Fnancials and Compliance where Technology can help.
More to follow soon and ideally we have inspired your interest to learn more on where we can help on project needs.
To fast track Contact Us or e-mail info@dcarsoncpa.com
DCarsonCPA for Banks and Credit Unions
We work with the Global, National, Multi-State, State and Local Lines on Banking and Credit Unions at work in the Economy.
Our pathway to help on the needs from the Board Room to the Staff Room correspond to finding Optimal pathways to connect knowledge, experience, teamwork and research for improvements across entities.
For specific needs Contact Us or e-mail info@dcarsoncpa.com
DCarsonCPA on Banking and related financial Decision Making Research:
DCarsonCPA CBNK FIN on Global Central Banking
DCarsonCPA the ALM Line on Domestic Banking
Statistics and Econometrics
Financial Decision Making Research
Project Management and Business Analysis
For specific needs Contact Us or e-mail info@dcarsoncpa.com
ODDS & SODS (Governance and Policy):
Provided for the general awareness through demonstration of Fact that we can help on needs with cross functional research skills in compliment to expertise on applied financials over the many years. Skills that include but in no way are limited to Accounting, Financials, Analysis, Consulting, Project Management and Busienss Analysis lines on Banking and /or the Financial Sector.
COBIT 5 on IT Governance across sectors
NACHO
SWIFT
FINCEN/ OFAC
BSA / AML
International Banking:
Global Research on Banking Entities a sample subset of skills to connect on Macro Industry Trends in this Case G-SIBs or Globally Systemically Important Banks mesaured in along with some other relevant benchmarks to the needs on Banking like Basel III.
OECD Research Paper on Financial Contagion in the Error of Banking
IMF paper on G-SIBs: June 2014 The Net Stable Funding Ratio: Impact and Issues for Consideration
UK Parliament on the UK Banking Reform Act of 2013
Domestic banking & Policy:
Some relevant points
House FSC / Senate Banking on laws and the Executive Branch Departments and Agencies under treasury for the RuleMaking Cycles.
US Treasury Secretary Lew speech at Pew Charitable Trusts in 2013 on TBTF (Too big to Fail)
FRB works with Economist and Statisticians as the key drivers of macro analysis on the applied level of Banking Entities, Compliance and Examinations, Financial professionals like accountants are more involved.
Our ability to work cross functionally with Economic, Statisticsal, Financial, Government, Policy, Industry. NGO / Non Profit, Legal and Global Research through technology work particularly well for related needs here in Banking and in related Credit Unions as we continue to grow and evolve.
ABA (Law) Businss / Banking and Banking Journal
AICPA National Conference on Banks and Banking
More
For specific needs Contact Us or e-mail info@dcarsoncpa.com
Credit Unions
Credit Unions are operational subsets of Banking with a more limited product line. Still using ALM, CaLL Reporting and subscribing to the lines of Federal, State, Local or Municipal Governance depending on the Entity type.
Credit Unions are typically Non Profits at the various stae levels and their charter determines more of the needs on financials and compliance.
Key Players in CU Governance:
State and Local Regulators - depend on where you are and the Entity Type.
For specific needs Contact Us or e-mail info@dcarsoncpa.com
Domestic and Global Banks:
Local and Community Banking
more to follow....
For the Various Roles and Functional Needs in Sector some reference points
Business Cycles in Banking
Govenance
Controls
Deposits
Underwriting / Loans
Asset Liability Management
Taxation
Financials
Regulations / Call Reports
For specific needs Contact Us or e-mail info@dcarsoncpa.com
Copyright © 2010 - 2022 Dean T. Carson II, C.P.A.. All rights reserved.
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Full Range CPA & Consulting Services in NY, CT, MA & TX, Select Services in other States by Inquiry / Fluent in Spanish
ph: 917-300-5190
alt: 917-231-7855
dean